PASCO, Wash. - 'Tis the season for giving gifts and Habitat for Humanity is doing its part.
The organization is helping 10 local families living below the poverty line by putting them in brand new homes.
Families that are not able to qualify for conventional mortgages can apply on the local Habitat For Humanity website for its homeownership program.
Qualified applicants can become homeowners with no down payment. They can also set a monthly mortgage payment that does not exceed 30 percent of their gross monthly income.
Interim Executive Director Theresa Richardson says it's a huge confidence booster for families.
"It gives them hope," said Richardson. "They no longer have to think where they are going to sleep the next night."
Habitat for Humanity recruits volunteers in the area to build the houses and hires help for common household amenities like plumbing and electricity.
Families that have benefit from the homeownership program in the past have seen children excel in education.
"You see kids with a stability in their lives being able to go off to a university for the first time in their families' history," says Richardson.
The new homes will be ready for move-in early next year.
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